Many people struggle to make their money last until their next pay day. The concept of budgeting may be daunting. But it can make a huge difference in how you manage your money.
Everyone should have a budget and know how they are spending their money each month. Its important to know how much discretionary spending money you have available. If you are not consciously managing or recording your spending, you are likely making retailers and credit card companies very happy.
When you have a budget you become painfully aware of where you’re spending your money. It can be a very eye opening experience. But it can also help you make better spending decisions and get you on track toward achieving your goals.
The following article has some fun ways to add a little challenge and fun to budgeting.
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